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Life insurance

Do you have any questions or need support? Our team is available to answer all your questions about life insurance. Find out now and make provisions for the future!

Prevention

Looking to the future with confidence

Prevention

Looking to the future with confidence

Life is full of surprises. Life insurance is essential to protect your family and yourself against all eventualities. It offers financial protection in the event of disability or death and secures your standard of living in old age....

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Your pension provision at a glance

The 3-pillar system in Switzerland

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01

State pension provision

The 1st pillar is mandatory and ensures a minimum subsistence level. It comprises old-age and survivors' insurance (AHV), disability insurance (IV) and unemployment insurance (ALV).

02

Occupational pension provision

The 2nd pillar, financed by employees and employers, aims to maintain the accustomed standard of living in old age. It includes benefits such as the occupational pension fund (BVG) and accident insurance (UVG).

03

Private pension provision

Pillar 3 offers individual savings options with tax advantages. It is divided into pillar 3a for tied pension provision and pillar 3b for flexible pension measures.

Individual protection

Choose the right pillar

Opt for pillar 3a if you want to benefit from tax advantages and make provisions for old age. Pillar 3b, on the other hand, offers you the flexibility to save without a fixed commitment and to access your capital at any time. Advantages of life insurance:

Retirement provision

Expand your financial safety net for old age by taking additional savings measures.

Tax benefits

Benefit from annual tax savings through contributions to your life insurance policy.

Safety

Make sure that your family is financially secure in the event of your death.

Your insurance expert in the area

FAQ

Frequently asked questions

These are some of the most frequently asked questions from customers

Life insurance is particularly useful for people with families, single parents, homeowners, cohabiting couples and the self-employed. It offers financial protection and security for surviving dependants in the event of death and can be a useful supplement to first and second pillar benefits, especially if these are not sufficient to maintain the standard of living or ensure family maintenance.

Yes, there are certain conditions under which you can withdraw your life insurance early, for example if you buy your own home, become self-employed, emigrate from Switzerland or buy into the pension fund.

Many life insurance policies in Switzerland offer the payment of a guaranteed monthly pension in the event of disability due to illness or accident. There are also regulations that cover the payment of premiums if you become unable to work.
Contact
We are at your disposal for all matters. Contact us now:
Headquarters
Neosana AG
Baslerstrasse 60
8048 Zürich
044 406 10 20